Ads about Mortgage Rates are everywhere. You cannot go onto your computer without seeing ads from several different lenders and the television is full of ads touting their mortgage rates or the fact that rates are way down. And yet, there are still borrowers who are sitting on the fence, hoping th...

It never fails. Every time rates go down, there are a number of borrowers and loan officers who start playing “The Rate Game”. They think rates are going to stay down or continue to fall so they don’t lock their rates in, always hoping for yet another eighth of a percent drop. Sometimes the...

Realtors are currently urging congress to increase FHA funding. FHA’s market share has increased from 2% in 2006 to what many believe will be 30% in 2009. Many are concerned that FHA does not become the new sub-prime, but FHA does play a vital role in serving customers such as first-time homebuy...

At this time in the economy, everything helps! Now might be the right time for you to lower your payment, augment your income or payoff an existing mortgage and replace it with a mortgage which requires no monthly payments. ...

Home mortgage interest rates have slipped even further, making it possible for borrowers to obtain loans on 30 years fixed rate loans to $417,000 at Note Rates of 4.625% with just a staggeringly low Annual Percentage Rates of 4.778% for a loan amount of $417,000 with a 1% origination fee and the bor...